How your money will be held. And why, today, it isn't.
Waha is not a bank and not yet a licensed financial institution — so this page can't hide behind badges. Instead it does something stricter: it states exactly what's true now, what will be true at launch, and which milestone gates each claim.
Today: nothing to protect — by design
This site's demo holds no real money. Balances are pretend, prices are real, and there are no accounts, so there are no passwords to steal and no deposits at risk. We won't take a single dinar until the license and the custody structure below actually exist.
When we launch: how customer money will be held
Customer money will sit in segregated client accounts at a CBJ-supervised Jordanian bank — named the day the partnership is signed — separate from Waha's own operating funds. We will never lend or trade customer money. Digital assets will be held under the custody requirements of Regulation No. 94 (JOD 2,000,000 paid-up capital for custodians), and client fiat will flow through banks or licensed e-payment accounts, exactly as Article 23 requires.
Your wallet, built with Tether's WDK
Every account opens with a wallet of its own, made with Tether's open-source Wallet Development Kit. You get your own addresses on four networks — TRON, Ethereum, Solana and Bitcoin — and what each one holds is read straight from the chain, so the figure you see is the chain's rather than ours. They are yours from the first day, on test networks until the licence is in hand, and Waha never lends or trades what sits in them.
Deposit protection, stated precisely
Jordan has deposit insurance for bank deposits. Whether and how it applies to Waha balances depends on the final custody structure — so we won't quote a scheme or a coverage number until it's confirmed in writing. And when we do, we'll also state what it does not cover: deposit insurance protects against a bank failing, not against a fintech failing. That distinction has burned customers elsewhere; here it gets said out loud.
Verification, progressively
We'll follow the tiered verification that Jordan's framework already runs on — light checks for small amounts, full verification as your usage grows, always above an ID baseline and never anonymous. This is regulator-endorsed practice (FATF's own guidance requires simplified measures for lower-risk use), and it's how Jordan's wallets already welcome people the banks turned away.
Security that exists right now
The site is served encrypted, the demo requires no signup and stores nothing about you beyond your own browser session, and the entire codebase, including the Waha Copilot agent server, is public on GitHub. Found something? Open an issue; responsible disclosure gets a plain thank-you, in public.
Controls you'll own from day one
You hear about every movement, you know what it costs before you say yes, and nothing an AI prepares happens without you. Control is trust.
When something goes wrong
Things break; hiding it is the sin. Our standing commitment: a public status note while an incident is live, and a plain-language postmortem within 48 hours — what happened, who was affected, the real root cause (never “human error”), and the fixes, each one checkable later. Silence is not an option we've left ourselves.
The strict version, as always: Waha, the platform operated by Global (Amman), is not a bank, holds no license, holds no customer funds, and names no protection scheme until one applies in writing. Digital-asset services require a Platform Operator license under Regulation No. 94 of 2025 (application not yet filed); stablecoin payments require separate Central Bank authorization not yet issued to anyone in Jordan. Every claim above marked “will” is intent, gated on the milestone it names.
Be first to know when Waha opens.
We’re building in the open, starting with the Gulf-to-Jordan corridor. Leave your email and we’ll reach out as soon as we’re ready for early users.
Share Waha on WhatsApp